Prosper Marketplace – August 2013 Update

Prosper Marketplace - Main Screen - August 2013

As part of my effort to catch up from my blogging hiatus this past summer I am going back and posting my monthly updates. After investing with Lending Club for four years, I decided to diversify my peer-to-peer lending asset class and make an investment with Prosper. Having been bullish on … [Read more...]

Lending Club – August 2013 Update

Lending Club Roth IRA - Main Screen - August 2013

As part of my effort to catch up from my blogging hiatus this past summer I am going back and posting my monthly updates. Peer to peer lending intrigued me from the moment I first heard about it, and Lending Club is where I first started investing back in 2009. Each month I plan on updating my … [Read more...]

New Here? Let me show you around!

New Here - Welcome

Welcome to Write Your Own Reality (WYOR), my little corner on the internet, where dividend growth, peer to peer lending investments, and some other random financial musings are the soup de jour.  Rental real estate could be considered the oyster crackers of this soup, as a sprinkling of posts mellow … [Read more...]

Real Estate – Raising the Rent

Real Estate - Raising the Rent - For Rent

Dealing with an unintentional rental is no fun. Let me be the first to say that a negative cash flow is never an ideal situation, no matter how much the short-term tax benefits or principal pay-off reverse the financial pain. That being said, when I refinanced this past spring, my monthly cash flow … [Read more...]

Passive Income – July 2013 Update

Passive Income - July 2013 - Summer Sun

Please note I understand July wasn’t yesterday! Just getting all of my updates into place from this past summer! My favorite post of the month is my monthly passive income update as it shows each month how I am getting a step closer in developing enough streams of passive income to supplement my … [Read more...]

Prosper – July 2013 Update

Prosper Taxable - Main Screen - July 2013

As part of my effort to catch up from my blogging hiatus this past summer I am going back and posting my monthly updates. After investing with Lending Club for four years, I decided to diversify my peer-to-peer lending asset class and make an investment with Prosper. Having been bullish on … [Read more...]

Lending Club – July 2013 Update

Lending Club Roth IRA - Main Screen - June 2013 Update

As part of my effort to catch up from my blogging hiatus this past summer I am going back and posting my monthly updates. Peer-to-peer lending intrigued me from the moment I first heard about it, and Lending Club is where I first started investing back in 2009. Each month I plan on updating my … [Read more...]

2013 Prosper Investment Criteria

2013 Prosper Investment Criteria - Filters

Prior to opening my account with Prosper at the end of this past spring and investing $1,000, I spent many hours researching and developing my investment criteria. Having had plenty of experience with doing this with my Lending Club accounts, this was simply a matter of applying the same level of … [Read more...]

Technological Changes at Lending Club

Lending Club Updates - Foliofn Additional Filters

For those who don’t know, one of the premier peer-to-peer lending sites out there is Lend Academy. Peter Renton, editor of Lend Academy, has just posted two great posts highlighting the changes that have just been made at Lending Club. Highlights of his two posts are found below, as well as links to … [Read more...]

Passive Income – June 2013 Update

Passive Income by Month - June 2013

Please note I understand June wasn’t yesterday! Just getting all of my updates into place from this past summer! My favorite post of the month is my monthly passive income update as it shows each month how I am getting a step closer in developing enough streams of passive income to supplement my … [Read more...]